[摘要] 8月25日,央行再次宣布降息降准!中国人民银行决定,自2015年8月26日起金融机构一年期贷款基准利率下调0.25个百分点至4.6%;一年期存款基准利率下调0.25个百分点至1.75%。这将是今年内第四次央行降息降准。本文整理了新存贷款利率表,展现了目前银行存款基准利率、商贷利率、个人住房公积金贷款利率。
8月25日,央行再次宣布降息降准!中国人民银行决定,自2015年8月26日起金融机构一年期贷款基准利率下调0.25个百分点至4.6%;一年期存款基准利率下调0.25个百分点至1.75%。这将是今年内第四次央行降息降准。本文整理了新存贷款利率表,展现了目前银行存款基准利率、商贷利率、个人住房公积金贷款利率。
中国人民银行决定,自2015年8月26日起,下调金融机构人民币贷款和存款基准利率,以进一步降低企业融资成本。其中,金融机构一年期贷款基准利率下调0.25个百分点至4.6%;一年期存款基准利率下调0.25个百分点至1.75%;其他各档次贷款及存款基准利率、个人住房公积金存贷款利率相应调整。同时,放开一年期以上(不含一年期)定期存款的利率浮动上限,活期存款以及一年期以下定期存款的利率浮动上限不变。
自2015年9月6日起,下调金融机构人民币存款准备金率0.5个百分点,以保持银行体系流动性合理充裕,引导货币信贷平稳适度增长。同时,为进一步增强金融机构支持“三农”和小微企业的能力,额外降低县域农村商业银行、农村合作银行、农村信用社和村镇银行等农村金融机构准备金率0.5个百分点。额外下调金融租赁公司和汽车金融公司准备金率3个百分点,鼓励其发挥好扩大消费的作用。
【降准对楼市的影响之一】经济数据不景气,股市又大跌,央行降息降准注入市场流动性,救经济救股市,更救房地产!
【降息降准对楼市的影响之二】一线城市及部分二线城市房价势必会涨。
【降息降准对楼市的影响之三】五次降息四次降准之下楼市“分化”特征将更加明显。
【降息降准对楼市的影响之四:房企策略】把控好五次降息四次降准之后的跑量去库存的“窗口期”。
【降息降准对楼市的影响之五:购房者】把控好降准降息等“救市”政策短期红利带来的购房“窗口期”。
中国人民银行历年贷款利率表(截止2015年6月28日)
自2015年6月28日起下调金融机构人民币贷款和存款基准利率,央行决定,金融机构一年期贷款基准利率下调0.25个百分点至4.85%;一年期存款基准利率下调0.25个百分点至2%;其他各档次贷款及存款基准利率、个人住房公积金存贷款利率相应调整。以进一步降低企业融资成本,同时有针对性地对金融机构实施定向降准。
央行同时宣布,为进一步支持实体经济发展,促进结构调整,对“三农”贷款占比达到定向降准标准的城市商业银行、非县域农村商业银行降低存款准备金率0.5个百分点;对“三农”或小微企业贷款达到定向降准标准的国有大型商业银行、股份制商业银行、外资银行降低存款准备金率0.5个百分点;降低财务公司存款准备金率3个百分点,进一步鼓励其发挥好提高企业资金运用效率的作用。
自1991年贷款基准利率变化一览,更新到2015年6月28日:
RDER-: windowtext 0.5pt solid;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">调整时间 | RDER-: windowtext 0.5pt solid;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">六个月(含) | RDER-: windowtext 0.5pt solid;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">一年(含) | RDER-: windowtext 0.5pt solid;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">一至三年(含) | RDER-: windowtext 0.5pt solid;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">三至五年(含) |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">1996.5.1 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">9.72% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95"> -- | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">13.14% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">14.94% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">1996.8.23 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">9.18% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">10.08% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">10.98% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">11.70% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">1997.10.23 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">7.65% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">8.64% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">9.36% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">9.90% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">1998.3.25 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">7.02% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">7.92% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">9.00% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">9.72% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">1998.7.1 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">6.57% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">6.93% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">7.11% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">7.65% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">1998.12.7 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">6.12% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">6.39% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">6.66% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">7.20% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">1999.6.10 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.58% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">5.85% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">5.94% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">6.03% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2002.2.21 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.04% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">5.31% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">5.49% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">5.58% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2004.10.29 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.22% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">5.58% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">5.76% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">5.82% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2006.4.28 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.40% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">5.85% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">6.03% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">6.12% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2006.8.19 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.58% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">6.12% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">6.30% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">6.48% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2007.3.18 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.67% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">6.39% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">6.57% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">6.75% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2007.5.19 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.85% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">6.57% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">6.75% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">6.93% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2007.7.21 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">6.03% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">6.84% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">7.02% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">7.20% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2007.8.22 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">6.21% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">7.02% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">7.20% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">7.38% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2007.9.15 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">6.48% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">7.29% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">7.47% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">7.65% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2007.12.21 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">6.57% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">7.47% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">7.56% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">7.74% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2008.9.16 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">6.21% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">7.20% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">7.29% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">7.56% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2008.10.08 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">6.12% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">6.93% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">7.02% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">7.29% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2008.10.30 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">6.03% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">6.66% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">6.75% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">7.02% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2008.11.27 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.04% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">5.58% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">5.67% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">5.94% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2008.12.23 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">4.86% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">5.31% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">5.40% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">5.76% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2010.10.20 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.10% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">5.56% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">5.60% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">5.96% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2010.12.26 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.35% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">5.81% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">5.85% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">6.22% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2011.02.09 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.60% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">6.06% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">6.10% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">6.45% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2011.04.06 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.85% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">6.31% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">6.40% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">6.65% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2011.07.07 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">6.10% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">6.56% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">6.65% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">6.90% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2012.06.08 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.85% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">6.31% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">6.40% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">6.65% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2012.07.06 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.60% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">6.00% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">6.15% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">6.40% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2014.11.22 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.60% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">5.60% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">6.00% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">6.00% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2015.03.01 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.35% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">5.35% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">5.75% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">5.75% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2015.05.11 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">5.10% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">5.10% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">5.50% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">5.50% |
RDER-: windowtext;HEIGHT: 13.5pt;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 62pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent" height="18" width="82">2015.06.28 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 63pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="84">4.85% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 71pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="95">4.85% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 77pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="102">5.25% | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;WIDTH: 82pt;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent" width="109">5.25% |
新2015年存贷款利率表
贷款利率,是指借款期限内利息数额与本金额的比例。我国的利率由中国人民银行统一管理,中国人民银行确定的利率经国务院批准后执行。贷款利率的高低直接决定着个人住房公积金每月还贷利息,影响着商业贷款买房月供。2015年5月11日降息后,新存贷款基准利率变化如下:
24年新低房贷利率让更多人加入贷款买房行列,房天下小编特附上贷款买房注意事项帮助购房者顺利购房。
附上贷款买房注意项:
1、在申请贷款时,借款人对自己还款能力做出正确的判断。根据自己的收入水平设计还款计划,并适当留有余地,不要影响自己的正常生活。
2、选择适合的还款方式。等额还款方式和等额本金还款方式两种,还款方式一旦在合同中约定,在整个借款期间就不得更改。
3、每月按时还款避免罚息。从贷款发起的次月起,一般是次月的放款时间为还款日,不要因为自己的疏忽造成违约罚息,导致再次银行申请贷款时无法审批。
4、妥善保管好您的合同和借据,同时认真阅**合同的条款,了解自己的权利和义务。
此次央行降息降准,贷款利率降低将直接利好购房者。购房者若办理商贷,根据房天下房贷计算器计算,若还款方式选择等额本息,贷款总额为100万,贷款20年时月供为6682.7元/月,100万每月即可节省139.82元/㎡。贷款30年则月供为5460.26元/月,100万房贷每月可省155.05元!
免责声明:凡注明“来源:房天下”的所有文字图片等资料,版权均属房天下所有,转载请注明出处;文章内容仅供参考,不构成投资建议;文中所涉面积,如无特殊说明,均为建筑面积;文中出现的图片仅供参考,以售楼处实际情况为准。